services

Pay Nothing Up Front - No Cost To Get Started!

All Fees Can Be Paid Once Funding Is Obtained

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Funding up to $250,000 or more

Minimum FICO scores are required along with a minimum of open and seasoned tradelines.

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Business Credit with No PG

Full service business credit building program. Business funding even when banks say no. Business owners need funding more now than ever before.

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Use the funds for whatever you want

Start a new business or take your exisiting business to the next level.

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Some loans with 0% interest

0% Interest Up to 18 months

Need A Quick Consultation To See How Much You Qualify For?

Find out in minutes!

Featured Services

Stop wasting time and money applying for funding that doesn’t get results. Funding is guaranteed if your credit profile meets the minimum qualifications!

Personal Funding

    You can obtain funding through our many lending sources once you work with their funding conditions - which we will help you do. Minimum FICO scores are required along with a minimum of open tradelines. We'll work to get your DTI (Debt to Income) ratio where it needs to be. We will do everything we can to get you funded in as little as 7 days or less, depending on the amount required and your individual circumstances. We have workable solutions for almost every situation.

Corporate/Business Funding

    Many small business owners use personal credit to run their business. However, doing so could put you at risk if your business is ever in trouble. Many creditors today are moving away from relying on personal credit alone when judging a business's financial health. Corporate/Business Funding can be a confusing process. Hopefully we can work with you to discover some options that make sense for your business and enable you to get the funding you need to start or grow your business.

Corporation Setup Package

    This package is essential in establishing and maintaining business or banking relationships. If you need a corporation to get funding, we can help you with everything from start up to funding in 30-60 days. Once your corporation is setup, we can help you obtain credit cards and lines of credit starting from $10,000 up to $250,000 or more on your first run. Minimum FICO scores and credit limits are required along with a minimum number of open and seasoned tradelines.

Special Program for Businesses

We have a special program for all existing businesses (including startups). This includes those ineligible for the Payroll Protection Program or other federal programs.

Main points:

Funding of $20,000 to $120,000 on an unsecured basis

Applicants do not have to provide any business data

Applicants do not need to document income

650+ FICO required

Family members or others can apply if the original applicant is declined or does not have good credit.

Funding consists of personal and/or business credit cards with 0% interest for the first 10-18 months.

Personal cards are converted to cash as part of service

Credit lines may be paid down and used over and over

Funding usually completed in 3 weeks.

Have bad personal credit?

Qualify with our EIN Only Program (no SSN, No Personal Guarantee)
for your corporation or LLC. Loans from $50,000-250,000+

This program includes:

Help with Setting up and Activating Your Business Credit Profile

Underwriting Guidelines Supplied with All Business Credit Sources to Insure Your Approval

Business Credit Monitoring at a Greatly Reduced Price

The Largest Supply of Business Credit Sources Anywhere

Over 25 Vendors who Approve Brand New Startup Businesses

Free Duns Number Through Dun & Bradstreet

Help Building Your 80 Paydex Score in as Little as 45-60 Days

Your Phone Number Submitted To 411

20 Point Corporate Compliance Review to Insure Your Business Exceeds all Lender Credibility Standards

One-Click Application Access to Easily Apply and Get Approved for New Credit Without a Personal Guarantee

Access to our Certified Concierge Business Credit Coaches who Help You Get Approved

Need A Quick Consultation To See How Much You Qualify For?

Find out in minutes!

Testimonials

What Our Clients Have To Say

I was thinking about starting a company a while back and signed up to start building my business credit. I found out during the process, that I could leverage my good personal credit and obtain good business credit faster than not using my personal credit. By doing this I was able to get enough money to start a local franchise company. Thanks for the help, I could not have done it without you.

Adam S Thomas
Salt Lake City UT

My personal credit is not that good. After getting turned down at multiple banks, because of my personal credit, I signed up with the business credit program so I could start building my business credit. It took longer than I wanted. I wanted everything to happen right away. After the six months coaching program, I made some really good progress. I obtained about $50,000 so far. Thanks guys, I appreciate it.

Brett B Russell
Indianapolis IN

I was really glad to find out that clients with an existing business, generating money with good personal credit can achieve the best results. After hearing that, I signed up right away and am very happy with the help and results to date. My business is now twice the size because of the loan you were able to help me obtain. I was able to buy a second location. This is going to be a good year for us.

Debra Cuyler
Bixby OK

I figured I had business credit since I been in business almost ten years now. After going through your program, I found out I did not have any history at all. After your help, I was able to start building my credit and because of my existing business, was able to obtain something really fast.

Patricia M Guerra
Niagara Falls NY

I was approved for a $10 million line of factory credit. This is going to be vital to my company as we continue to grow. I have been in the business of credit coaching for about five months now. I am really excited about what just happened Tuesday. I was approved for a $10 million line of factory credit. This is going to be vital to my company as we continue to grow. I have found the coaching program to be very thorough, and while it did take some time, I can say with full confidence, that my company is now creditable and has the financial backing to allow us to grow

Ivan Sugussen
Castle Food Company

So far, I have obtained about $50,000 in business credit… and it has only been a couple of months. Because I had an existing business and good personal credit, I was able to go through you program really fast. So far, I have obtained about $50,000 in business credit. I am already on step five and it has only been a couple of months. Thanks for all the help.

Mari Mcclure
Chalmette LA

My funding adviser was able to help me obtain my startup capital, within 60 days. The business credit coaching program has been great. I am a startup company and because I had good personal credit, my funding adviser was able to help me obtain my startup capital, within 60 days.

Stella H McKinney
Dallas TX

I was able to get the additional expansion capital I needed, without a personal guarantee. My accounting business has been around for a bit. We have been fairly successful to date, however, I wanted to grow, and was in need of additional expansion capital in order to make that happen. The problem was the local bank turned me down because my credit score was in the 500’s. After signing up for business credit service, it took me about 90 days to get everything in place. Then using my existing business revenue, I was able to get the additional expansion capital I needed, without a personal guarantee.

Dorothy J Lowell
San Luis Obispo CA

I was able to get the startup capital for my company in about four weeks after signing up. You guys have been great. Thanks to your help, and thanks to my coach, I was able to get the startup capital for my company in about four weeks after signing up. You taught me how to use my personal credit, but without it showing up in my personal credit file. And at the same time, start building my business credit.

Sherry O Hawkins
Tampa FL

I was able to get enough capital to cover the expenses we had during our full season. I cannot thank you enough. I was able to get enough capital to cover the expenses we had during our full season. Thanks to your help, I am now building good business credit. I also just got funded based on my account receivable, and a loan for miscellaneous.

Sadie R Williams
Readings VT

I was able with your help to get some expansion capital. Even though my personal credit was not that good. I have been in business for about six years doing catering and delivery. My personal credit was not in good condition, but once I started building my business credit, I was able with your help to get some expansion capital. Even though my personal credit was not that good. Thanks for all the help. By the way I gave your personal email to my brother, to see if you can help him out too.

Elizabeth A Morales
South Orange

I would not have been able to do it without you. I signed up with the credit building program, in order to start a company, after I had lost my job of thirteen years. At the time, my personal credit really was not in good shape. I appreciated them letting me know, that with bad personal credit, I could still build my business credit and take advantage of business credit features. It would just take me longer since my personal credit was not good at the time. Since then, I have been able to build good business credit, and obtain some financing as well as working on repairing my personal credit. Which has really helped me obtain credit under the business name Thank you for your help. I would not have been able to do it without you.

Patricia M Guerra
Niagara Falls NW

After completing the program, it has been totally worth it. When I first called and signed up to start building my business credit, they helped me understand. Because my personal credit was limited, it would take more time to find financing. If I had good personal credit, I would been able to obtain financing faster. Because I did not, I had to have a little more patience. After completing the program, it has been totally worth it. I now have a solid business credit profile. And a little money to start up my own company. I really appreciate all the help over these last six months.

Sarah R Greene
Bloomfield CT

I figured I had business credit since I been in business almost ten years now. I figured I had business credit since I been in business almost ten years now. After going through your program, I found out I did not have any history at all. After your help, I was able to start building my credit and because of my existing business, was able to obtain something really fast.

Steven M Trigg
Norcross GA

Our Funding And Business Credit Programs Have Been Featured Here:

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Get in touch

Stop wasting time and money applying for funding that doesn’t get results. Funding is guaranteed if your credit profile meets the minimum qualifications!

Get in touch with us to get the ball rolling

The sooner you get started the sooner you will receive your funding.

  • We Service Our Customers Nationwide
  • 949-272-5053
  • info@businesspersonalfunding.com